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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,306 | $67,602+2.5% | $82,312-15.8% | $70,126-1.2% |
| Participation rate | 93.3% | 72.8%+20.6pp | 76.9%+16.4pp | 69.5%+23.8pp |
| Annual return | 9.11% | 21.57%-12.5pp | 25.88%-16.8pp | 73.15%-64.0pp |
| Employer contribution / active EE | $527 | $1,755-69.9% | $2,428-78.3% | $2,343-77.5% |
| Participant deferral / active EE | $4,647 | $2,987+55.6% | $3,706+25.4% | $3,332+39.5% |
| Admin fee / account holder | $4,109 | $4,512-8.9% | $5,608-26.7% | $4,645-11.5% |