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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO. OF AM Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $84,823 |
Filed as: GALLAGHER BENEFIT SERVICES Service code 27 1100 SUPERIOR AVE STE 1700 · CLEVELAND, OH 44114 | Advisory (Plan) | $33,109 |
LOREN D. STARK COMPANY5 years Filed as: LOREN D STARK COMPANY Service code 13 · EIN 74-1537058 10750 ROCKLEY ROAD · HOUSTON, TX 77099 | Contract Administrator | $15,357 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $8,146 |
ABIP PC1 year Service code 10 1717 SAINT JAMES PL STE 500 · HOUSTON, TX 77056 | Accounting | $8,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,233 | $81,334+14.6% | $113,397-17.8% | $64,097+45.5% |
| Participation rate | 81.3% | 65.6%+15.6pp | 76.5%+4.8pp | 55.2%+26.1pp |
| Annual return | 9.91% | 32.50%-22.6pp | 23.20%-13.3pp | 34.64%-24.7pp |
| Employer contribution / active EE | $3,029 | $2,077+45.8% | $2,977+1.7% | $1,891+60.1% |
| Participant deferral / active EE | $5,934 | $3,795+56.3% | $5,076+16.9% | $3,080+92.7% |
| Admin fee / account holder | $381 | $4,208-90.9% | $11,957-96.8% | $3,454-89.0% |