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Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,012 | $64,909+24.8% | $82,312-1.6% | $62,293+30.0% |
| Participation rate | 88.1% | 74.9%+13.3pp | 76.9%+11.3pp | 69.5%+18.6pp |
| Annual return | 11.04% | 21.18%-10.1pp | 25.88%-14.8pp | 28.90%-17.9pp |
| Employer contribution / active EE | $2,754 | $1,676+64.3% | $2,428+13.4% | $2,042+34.8% |
| Participant deferral / active EE | $5,698 | $3,103+83.6% | $3,706+53.7% | $3,169+79.8% |
| Admin fee / account holder | $23 | $440-94.7% | $5,608-99.6% | $479-95.1% |