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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,743 | $91,559-58.8% | $133,978-71.8% | $79,856-52.7% |
| Participation rate | 90.9% | 73.3%+17.6pp | 79.8%+11.1pp | 69.6%+21.3pp |
| Annual return | 15.33% | 61.85%-46.5pp | 45.10%-29.8pp | 31.71%-16.4pp |
| Employer contribution / active EE | $0 | $2,384-100.0% | $3,919-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,829 | $3,734-24.2% | $5,047-43.9% | $3,741-24.4% |
| Admin fee / account holder | $7,944 | $6,321+25.7% | $8,930-11.0% | $5,306+49.7% |