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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,453 | $78,707-51.1% | $117,861-67.4% | $70,126-45.2% |
| Participation rate | 91.4% | 73.2%+18.2pp | 79.7%+11.7pp | 69.5%+21.8pp |
| Annual return | 24.49% | 23.30%+1.2pp | 335.11%-310.6pp | 73.15%-48.7pp |
| Employer contribution / active EE | $458 | $2,223-79.4% | $3,786-87.9% | $2,343-80.5% |
| Participant deferral / active EE | $2,476 | $3,297-24.9% | $4,482-44.7% | $3,332-25.7% |
| Admin fee / account holder | $2,714 | $5,066-46.4% | $8,021-66.2% | $4,645-41.6% |