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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,182 | $99,994-59.8% | $146,647-72.6% | $85,851-53.2% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 11.91% | 18.93%-7.0pp | 22.75%-10.8pp | 318.63%-306.7pp |
| Employer contribution / active EE | $0 | $2,559-100.0% | $4,137-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $2,458 | $4,006-38.6% | $5,506-55.4% | $3,952-37.8% |
| Admin fee / account holder | $7,875 | $7,703+2.2% | $10,281-23.4% | $6,261+25.8% |