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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,936 | $83,485-35.4% | $125,180-56.9% | $72,983-26.1% |
| Participation rate | 82.2% | 73.3%+8.9pp | 79.8%+2.4pp | 69.5%+12.7pp |
| Annual return | 11.08% | 25.78%-14.7pp | 43.79%-32.7pp | 81.01%-69.9pp |
| Employer contribution / active EE | $5,556 | $2,346+136.9% | $3,866+43.7% | $2,440+127.7% |
| Participant deferral / active EE | $1,795 | $3,586-50.0% | $4,937-63.7% | $3,608-50.3% |
| Admin fee / account holder | $17,628 | $5,518+219.5% | $9,703+81.7% | $5,124+244.0% |