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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,262 | $69,977-1.0% | $108,582-36.2% | $62,881+10.1% |
| Participation rate | 80.4% | 72.9%+7.5pp | 79.6%+0.9pp | 69.3%+11.1pp |
| Annual return | 3.41% | 10.73%-7.3pp | -51.70%+55.1pp | 20.14%-16.7pp |
| Employer contribution / active EE | $7,283 | $2,135+241.1% | $3,758+93.8% | $2,281+219.3% |
| Participant deferral / active EE | $2,550 | $3,165-19.4% | $4,311-40.9% | $3,203-20.4% |
| Admin fee / account holder | $5,669 | $5,076+11.7% | $7,645-25.8% | $4,296+32.0% |