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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,951 | $78,707-11.1% | $117,861-40.6% | $70,126-0.2% |
| Participation rate | 84.8% | 73.2%+11.6pp | 79.7%+5.1pp | 69.5%+15.2pp |
| Annual return | 8.49% | 23.30%-14.8pp | 335.11%-326.6pp | 73.15%-64.7pp |
| Employer contribution / active EE | $4,348 | $2,223+95.5% | $3,786+14.8% | $2,343+85.6% |
| Participant deferral / active EE | $2,074 | $3,297-37.1% | $4,482-53.7% | $3,332-37.8% |
| Admin fee / account holder | $1,281 | $5,066-74.7% | $8,021-84.0% | $4,645-72.4% |