Filed November 24, 1998
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $43,103 |
Filed as: MERRILL LYNCH Service code 16 · EIN 13-5674085 | Consulting | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,379 | $110,299-58.9% | $102,423-55.7% | $199,593-77.3% |
| Participation rate | 59.0% | 86.3%-27.3pp | 76.5%-17.5pp | 72.0%-13.0pp |
| Annual return | 15.56% | 35.73%-20.2pp | 29.32%-13.8pp | 34.25%-18.7pp |
| Employer contribution / active EE | $3,003 | $3,603-16.7% | $3,023-0.7% | $3,034-1.0% |
| Participant deferral / active EE | $1,679 | $6,376-73.7% | $5,053-66.8% | $5,087-67.0% |
| Admin fee / account holder | $133 | $122+8.4% | $9,451-98.6% | $269-50.7% |