Filed November 24, 1998
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 27 · EIN 13-5674085 | Advisory (Plan) | $66,963 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $41,975 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,032 | $72,254-46.0% | $86,677-55.0% | $64,808-39.8% |
| Participation rate | 77.1% | 80.4%-3.3pp | 76.6%+0.5pp | 71.5%+5.6pp |
| Annual return | -17.54% | 392.42%-410.0pp | 35.91%-53.4pp | 32.82%-50.4pp |
| Employer contribution / active EE | $3,557 | $2,393+48.7% | $2,836+25.4% | $2,506+42.0% |
| Participant deferral / active EE | $2,231 | $4,658-52.1% | $4,656-52.1% | $4,310-48.2% |
| Admin fee / account holder | $151 | $174-13.4% | $7,493-98.0% | $188-19.8% |