Filed November 24, 1998
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 27 · EIN 13-5674085 | Advisory (Plan) | $38,598 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $31,676 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,300 | $99,078-53.3% | $96,544-52.0% | $74,419-37.8% |
| Participation rate | 75.2% | 80.7%-5.5pp | 76.0%-0.8pp | 70.7%+4.5pp |
| Annual return | 18.99% | 22.48%-3.5pp | 25.84%-6.8pp | 34.38%-15.4pp |
| Employer contribution / active EE | $3,660 | $2,570+42.4% | $2,965+23.4% | $2,637+38.8% |
| Participant deferral / active EE | $2,326 | $4,933-52.8% | $4,851-52.0% | $4,528-48.6% |
| Admin fee / account holder | $91 | $225-59.6% | $8,252-98.9% | $348-73.9% |