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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,789 | $95,453+239.2% | $112,040+189.0% | $82,448+292.7% |
| Participation rate | 84.4% | 72.8%+11.6pp | 76.5%+7.9pp | 68.1%+16.3pp |
| Annual return | 25.93% | 23.92%+2.0pp | 24.52%+1.4pp | 41.64%-15.7pp |
| Employer contribution / active EE | $4,643 | $2,318+100.3% | $2,954+57.2% | $2,551+82.0% |
| Participant deferral / active EE | $11,305 | $4,224+167.6% | $5,098+121.8% | $4,139+173.1% |
| Admin fee / account holder | $3,479 | $9,013-61.4% | $12,098-71.2% | $7,234-51.9% |