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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES Service code 15 · EIN 34-1479833 | Recordkeeping | $53,833 |
APPROPRIATE BALANCE FINANCIAL2+ years Service code 26 · EIN 91-1261517 | Advisory (Participants) | $14,370 |
DIVERSIFIED PORTFOLIO MGT LLC2+ years Service code 26 · EIN 20-4023105 | Advisory (Participants) | $12,913 |
CHARLES SCHWAB & CO., INC.2+ years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $1,508 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB & CO INC AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,539 | $46,732+149.4% | $156,551-25.6% | $55,167+111.2% |
| Participation rate | 96.8% | 65.8%+31.0pp | 84.0%+12.7pp | 69.0%+27.8pp |
| Annual return | 9.72% | 17.72%-8.0pp | 32.23%-22.5pp | 169.23%-159.5pp |
| Employer contribution / active EE | $2,262 | $2,105+7.5% | $5,501-58.9% | $1,963+15.3% |
| Participant deferral / active EE | $4,004 | $2,204+81.7% | $4,871-17.8% | $3,054+31.1% |
| Admin fee / account holder | $416 | $418-0.6% | $13,028-96.8% | $504-17.4% |