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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.7 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $76,714 |
CHARLES SCHWAB & CO., INC.9+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $418 |
Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,687 | $61,391+104.7% | $149,723-16.1% | $71,529+75.7% |
| Participation rate | 98.3% | 62.5%+35.7pp | 78.8%+19.5pp | 67.9%+30.3pp |
| Annual return | 12.71% | 35.88%-23.2pp | 134.50%-121.8pp | 28.97%-16.3pp |
| Employer contribution / active EE | $2,872 | $2,384+20.5% | $4,821-40.4% | $2,590+10.9% |
| Participant deferral / active EE | $5,323 | $2,921+82.3% | $5,682-6.3% | $4,291+24.0% |
| Admin fee / account holder | $289 | $1,264-77.1% | $13,215-97.8% | $1,588-81.8% |