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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.8 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $80,958 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage c... | $353 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,585 | $55,437+148.2% | $155,534-11.5% | $74,459+84.8% |
| Participation rate | 98.2% | 61.9%+36.3pp | 78.2%+20.0pp | 67.2%+31.0pp |
| Annual return | 10.04% | 269.58%-259.5pp | 64.92%-54.9pp | 1369.70%-1359.7pp |
| Employer contribution / active EE | $2,974 | $2,266+31.3% | $4,675-36.4% | $2,626+13.3% |
| Participant deferral / active EE | $5,616 | $2,837+97.9% | $5,630-0.3% | $4,350+29.1% |
| Admin fee / account holder | $320 | $1,742-81.6% | $15,900-98.0% | $1,945-83.5% |