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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,472 | $56,197+30.7% | $67,652+8.6% | $59,633+23.2% |
| Participation rate | 94.7% | 71.5%+23.3pp | 75.7%+19.1pp | 68.7%+26.1pp |
| Annual return | 0.83% | 18508.10%-18507.3pp | 6625.40%-6624.6pp | 2041.45%-2040.6pp |
| Employer contribution / active EE | $2,470 | $1,615+53.0% | $2,266+9.0% | $2,203+12.1% |
| Participant deferral / active EE | $4,008 | $2,844+40.9% | $3,560+12.6% | $3,192+25.6% |
| Admin fee / account holder | $2,562 | $3,958-35.3% | $4,821-46.9% | $4,297-40.4% |