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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,879 | $67,602+9.3% | $82,312-10.2% | $70,126+5.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 10.73% | 21.57%-10.8pp | 25.88%-15.2pp | 73.15%-62.4pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,997 | $2,987+33.8% | $3,706+7.8% | $3,332+19.9% |
| Admin fee / account holder | $11,974 | $4,512+165.4% | $5,608+113.5% | $4,645+157.8% |