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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,965 | $95,404+69.8% | $113,397+42.8% | $82,637+96.0% |
| Participation rate | 66.7% | 72.8%-6.2pp | 76.5%-9.8pp | 68.1%-1.4pp |
| Annual return | 15.13% | 19.08%-3.9pp | 23.20%-8.1pp | 53.51%-38.4pp |
| Employer contribution / active EE | $3,498 | $2,307+51.6% | $2,977+17.5% | $2,552+37.1% |
| Participant deferral / active EE | $6,291 | $4,220+49.1% | $5,076+23.9% | $4,126+52.5% |
| Admin fee / account holder | $2,974 | $9,168-67.6% | $11,957-75.1% | $7,339-59.5% |