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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,428 | $78,423+12.8% | $95,964-7.9% | $79,856+10.7% |
| Participation rate | 78.1% | 73.5%+4.6pp | 77.1%+1.0pp | 69.6%+8.5pp |
| Annual return | 9.07% | 19.37%-10.3pp | 91.64%-82.6pp | 31.71%-22.6pp |
| Employer contribution / active EE | $2,228 | $1,945+14.5% | $2,541-12.3% | $2,471-9.8% |
| Participant deferral / active EE | $4,155 | $3,440+20.8% | $4,167-0.3% | $3,741+11.1% |
| Admin fee / account holder | $14,408 | $5,622+156.3% | $6,797+112.0% | $5,306+171.5% |