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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,497 | $48,078+3.0% | $78,676-37.1% | $62,881-21.3% |
| Participation rate | 49.3% | 65.2%-15.9pp | 73.6%-24.2pp | 69.3%-20.0pp |
| Annual return | 7.59% | 31.36%-23.8pp | 62.19%-54.6pp | 20.14%-12.6pp |
| Employer contribution / active EE | $877 | $2,015-56.5% | $2,850-69.2% | $2,281-61.6% |
| Participant deferral / active EE | $1,210 | $2,587-53.2% | $3,517-65.6% | $3,203-62.2% |
| Admin fee / account holder | $4,631 | $3,206+44.5% | $4,510+2.7% | $4,296+7.8% |