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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,718 | $49,177+442.4% | $79,467+235.6% | $64,173+315.6% |
| Participation rate | 0.0% | 65.0%-65.0pp | 73.3%-73.3pp | 69.6%-69.6pp |
| Annual return | -2.11% | -1.16%-0.9pp | 718.30%-720.4pp | 7.63%-9.7pp |
| Employer contribution / active EE | $1,720 | $2,076-17.1% | $2,800-38.6% | $2,381-27.7% |
| Participant deferral / active EE | $2,172 | $2,821-23.0% | $3,704-41.4% | $3,470-37.4% |
| Admin fee / account holder | $168,161 | $3,839+4280.5% | $5,104+3194.6% | $4,887+3340.7% |