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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,893 | $45,152-2.8% | $73,836-40.6% | $59,633-26.4% |
| Participation rate | 39.0% | 64.0%-25.1pp | 73.4%-34.5pp | 68.7%-29.7pp |
| Annual return | -0.65% | 27.40%-28.0pp | 2268.06%-2268.7pp | 2041.45%-2042.1pp |
| Employer contribution / active EE | $904 | $1,901-52.5% | $2,787-67.6% | $2,203-59.0% |
| Participant deferral / active EE | $1,225 | $2,573-52.4% | $3,583-65.8% | $3,192-61.6% |
| Admin fee / account holder | $18,551 | $3,515+427.8% | $4,882+280.0% | $4,297+331.7% |