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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,974 | $99,053+117.0% | $88,179+143.8% | $138,895+54.8% |
| Participation rate | 94.1% | 74.2%+19.9pp | 69.1%+25.0pp | 79.9%+14.2pp |
| Annual return | 16.60% | 78.17%-61.6pp | 64.97%-48.4pp | 145.39%-128.8pp |
| Employer contribution / active EE | $8,252 | $2,882+186.3% | $2,549+223.7% | $4,194+96.8% |
| Participant deferral / active EE | $13,939 | $5,225+166.7% | $4,614+202.1% | $6,396+117.9% |
| Admin fee / account holder | $2,710 | $8,748-69.0% | $7,673-64.7% | $12,562-78.4% |