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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,974 | $97,125+121.3% | $86,233+149.3% | $137,256+56.6% |
| Participation rate | 94.1% | 74.2%+19.9pp | 69.0%+25.1pp | 80.0%+14.2pp |
| Annual return | 16.60% | 74.19%-57.6pp | 61.39%-44.8pp | 220.34%-203.7pp |
| Employer contribution / active EE | $8,252 | $2,841+190.4% | $2,504+229.5% | $4,156+98.6% |
| Participant deferral / active EE | $13,939 | $5,180+169.1% | $4,559+205.7% | $6,407+117.6% |
| Admin fee / account holder | $2,710 | $9,725-72.1% | $8,342-67.5% | $12,270-77.9% |