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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,979 | $109,372-36.0% | $89,414-21.7% | $158,966-56.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 19.91% | 345.55%-325.6pp | 245.50%-225.6pp | 302.95%-283.0pp |
| Employer contribution / active EE | $6,359 | $3,171+100.5% | $2,586+145.8% | $4,762+33.5% |
| Participant deferral / active EE | $8,937 | $4,598+94.4% | $3,890+129.8% | $5,983+49.4% |
| Admin fee / account holder | $1,947 | $6,156-68.4% | $4,883-60.1% | $11,250-82.7% |