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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,736 | $138,366+170.8% | $184,185+103.5% | $80,911+363.1% |
| Participation rate | 95.3% | 83.9%+11.5pp | 86.8%+8.5pp | 67.6%+27.7pp |
| Annual return | 19.68% | 20.02%-0.3pp | 28.81%-9.1pp | 35.63%-16.0pp |
| Employer contribution / active EE | $11,930 | $4,849+146.0% | $6,426+85.7% | $2,756+332.9% |
| Participant deferral / active EE | $16,068 | $7,074+127.1% | $9,132+75.9% | $4,297+273.9% |
| Admin fee / account holder | $28,623 | $10,484+173.0% | $13,909+105.8% | $6,935+312.8% |