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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,504 | $110,083+160.3% | $151,639+88.9% | $68,486+318.3% |
| Participation rate | 97.3% | 84.0%+13.3pp | 87.5%+9.8pp | 67.9%+29.4pp |
| Annual return | -17.05% | -10.12%-6.9pp | 3.34%-20.4pp | -7.85%-9.2pp |
| Employer contribution / active EE | $12,608 | $4,470+182.1% | $6,165+104.5% | $2,597+385.5% |
| Participant deferral / active EE | $17,219 | $6,526+163.8% | $8,363+105.9% | $4,028+327.5% |
| Admin fee / account holder | $4,187 | $7,718-45.7% | $11,613-63.9% | $5,404-22.5% |