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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,324 | $109,359+216.7% | $162,177+113.5% | $72,975+374.6% |
| Participation rate | 81.1% | 84.3%-3.2pp | 87.6%-6.5pp | 69.5%+11.6pp |
| Annual return | 25.57% | 25.46%+0.1pp | 115.60%-90.0pp | 81.01%-55.4pp |
| Employer contribution / active EE | $9,000 | $3,907+130.3% | $5,613+60.3% | $2,440+268.8% |
| Participant deferral / active EE | $10,519 | $5,481+91.9% | $7,297+44.2% | $3,608+191.6% |
| Admin fee / account holder | $6,466 | $7,972-18.9% | $10,843-40.4% | $5,124+26.2% |