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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,955 | $184,014-7.1% | $161,149+6.1% | $138,895+23.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 14.55% | 21.52%-7.0pp | 21.16%-6.6pp | 145.39%-130.8pp |
| Employer contribution / active EE | $2,711 | $5,055-46.4% | $4,360-37.8% | $4,194-35.4% |
| Participant deferral / active EE | $10,975 | $6,909+58.8% | $6,153+78.4% | $6,396+71.6% |
| Admin fee / account holder | $1,507 | $18,027-91.6% | $15,194-90.1% | $12,562-88.0% |