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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,047 | $131,835-79.5% | $108,582-75.1% | $273,972-90.1% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 12.60% | -91.57%+104.2pp | -51.70%+64.3pp | 41.46%-28.9pp |
| Employer contribution / active EE | $7,672 | $4,913+56.2% | $3,758+104.1% | $4,869+57.6% |
| Participant deferral / active EE | $3,628 | $5,127-29.2% | $4,311-15.8% | $5,287-31.4% |
| Admin fee / account holder | $393 | $10,253-96.2% | $7,645-94.9% | $10,133-96.1% |