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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,995 | $166,089-6.1% | $164,928-5.4% | $145,978+6.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 16.15% | 100.26%-84.1pp | 70.08%-53.9pp | 550.52%-534.4pp |
| Employer contribution / active EE | $17,723 | $5,276+235.9% | $4,343+308.1% | $4,662+280.2% |
| Participant deferral / active EE | $14,048 | $6,961+101.8% | $6,034+132.8% | $6,690+110.0% |
| Admin fee / account holder | $3,602 | $16,641-78.4% | $12,684-71.6% | $13,400-73.1% |