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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,354 | $89,367-23.5% | $141,191-51.6% | $72,975-6.3% |
| Participation rate | 55.2% | 75.1%-20.0pp | 82.5%-27.3pp | 69.5%-14.3pp |
| Annual return | 21.13% | 111.87%-90.7pp | 71.41%-50.3pp | 81.01%-59.9pp |
| Employer contribution / active EE | $1,103 | $3,115-64.6% | $4,736-76.7% | $2,440-54.8% |
| Participant deferral / active EE | $8,104 | $5,419+49.6% | $6,710+20.8% | $3,608+124.6% |
| Admin fee / account holder | $2,910 | $5,957-51.2% | $10,264-71.7% | $5,124-43.2% |