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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,388 | $150,447-61.2% | $136,298-57.2% | $147,586-60.4% |
| Participation rate | 57.1% | 84.4%-27.3pp | 81.9%-24.8pp | 82.8%-25.7pp |
| Annual return | 26.43% | 1049.15%-1022.7pp | 5156.27%-5129.8pp | 578.59%-552.2pp |
| Employer contribution / active EE | $1,143 | $5,256-78.3% | $4,696-75.7% | $4,876-76.6% |
| Participant deferral / active EE | $9,863 | $6,631+48.7% | $6,247+57.9% | $5,439+81.3% |
| Admin fee / account holder | $602 | $10,906-94.5% | $9,244-93.5% | $10,886-94.5% |