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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,858 | $138,076-63.9% | $123,553-59.6% | $135,380-63.2% |
| Participation rate | 75.0% | 84.7%-9.7pp | 82.3%-7.3pp | 82.6%-7.6pp |
| Annual return | -13.37% | 153.70%-167.1pp | 119.21%-132.6pp | 519.81%-533.2pp |
| Employer contribution / active EE | $1,500 | $5,152-70.9% | $4,628-67.6% | $4,779-68.6% |
| Participant deferral / active EE | $10,760 | $6,800+58.2% | $6,426+67.4% | $5,609+91.8% |
| Admin fee / account holder | $6,641 | $10,917-39.2% | $9,284-28.5% | $10,828-38.7% |