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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,824 | $135,956-70.7% | $123,894-67.9% | $273,972-85.5% |
| Participation rate | 50.0% | 84.1%-34.1pp | 81.4%-31.4pp | 83.0%-33.0pp |
| Annual return | 12.60% | 56.63%-44.0pp | 47.52%-34.9pp | 41.46%-28.9pp |
| Employer contribution / active EE | $970 | $5,170-81.2% | $4,617-79.0% | $4,869-80.1% |
| Participant deferral / active EE | $7,931 | $6,343+25.0% | $5,984+32.5% | $5,287+50.0% |
| Admin fee / account holder | $6,293 | $9,817-35.9% | $8,357-24.7% | $10,133-37.9% |