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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,229 | $196,972-77.0% | $182,262-75.2% | $198,609-77.2% |
| Participation rate | 80.0% | 85.7%-5.7pp | 84.2%-4.2pp | 82.4%-2.4pp |
| Annual return | 6.73% | 158.27%-151.5pp | 140.60%-133.9pp | 202.70%-196.0pp |
| Employer contribution / active EE | $0 | $5,364-100.0% | $5,046-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $6,545 | $8,643-24.3% | $8,276-20.9% | $6,977-6.2% |
| Admin fee / account holder | $23,466 | $18,429+27.3% | $16,712+40.4% | $19,030+23.3% |