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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,667 | $162,136+141.6% | $152,301+157.2% | $154,746+153.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 7.66% | 91.02%-83.4pp | 80.50%-72.8pp | 172.34%-164.7pp |
| Employer contribution / active EE | $1,694 | $4,890-65.4% | $4,624-63.4% | $4,379-61.3% |
| Participant deferral / active EE | $4,700 | $8,341-43.7% | $8,004-41.3% | $6,730-30.2% |
| Admin fee / account holder | $2,477 | $15,759-84.3% | $14,398-82.8% | $14,365-82.8% |