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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,634 | $138,114+69.2% | $125,391+86.3% | $134,545+73.6% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -22.11% | 750.88%-773.0pp | 572.41%-594.5pp | 418.37%-440.5pp |
| Employer contribution / active EE | $1,060 | $5,246-79.8% | $4,816-78.0% | $4,742-77.6% |
| Participant deferral / active EE | $9,511 | $7,801+21.9% | $7,448+27.7% | $6,401+48.6% |
| Admin fee / account holder | $3,330 | $11,570-71.2% | $10,009-66.7% | $11,431-70.9% |