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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,460 | $176,077+63.8% | $159,455+80.9% | $167,518+72.2% |
| Participation rate | 80.0% | 84.9%-4.9pp | 82.8%-2.8pp | 82.1%-2.1pp |
| Annual return | 16.62% | 331.83%-315.2pp | 263.63%-247.0pp | 478.71%-462.1pp |
| Employer contribution / active EE | $1,403 | $5,298-73.5% | $4,830-70.9% | $4,838-71.0% |
| Participant deferral / active EE | $11,136 | $7,751+43.7% | $7,353+51.5% | $6,342+75.6% |
| Admin fee / account holder | $1,701 | $12,556-86.5% | $10,800-84.3% | $12,312-86.2% |