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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,349 | $190,879-21.2% | $160,009-6.0% | $134,532+11.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -10.56% | 552.63%-563.2pp | 408.85%-419.4pp | 418.27%-428.8pp |
| Employer contribution / active EE | $0 | $4,995-100.0% | $4,225-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,440 | $6,924-50.3% | $6,183-44.4% | $6,401-46.3% |
| Admin fee / account holder | $5,365 | $10,495-48.9% | $8,715-38.4% | $11,429-53.1% |