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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,455 | $226,105-60.4% | $182,540-51.0% | $152,897-41.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 10.31% | 192.58%-182.3pp | 148.58%-138.3pp | 345.43%-335.1pp |
| Employer contribution / active EE | $22,253 | $4,978+347.0% | $4,076+446.0% | $4,764+367.2% |
| Participant deferral / active EE | $3,995 | $6,370-37.3% | $5,525-27.7% | $5,851-31.7% |
| Admin fee / account holder | $2,279 | $10,706-78.7% | $8,593-73.5% | $11,599-80.4% |