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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,357 | $228,352-55.2% | $185,835-44.9% | $158,966-35.6% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 12.93% | 40.81%-27.9pp | 35.96%-23.0pp | 302.95%-290.0pp |
| Employer contribution / active EE | $17,833 | $4,967+259.1% | $4,087+336.3% | $4,762+274.5% |
| Participant deferral / active EE | $3,971 | $6,416-38.1% | $5,633-29.5% | $5,983-33.6% |
| Admin fee / account holder | $1,203 | $11,867-89.9% | $9,502-87.3% | $11,250-89.3% |