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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,696 | $110,337+131.7% | $102,383+149.7% | $145,877+75.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 6.62% | 24.83%-18.2pp | 24.94%-18.3pp | 551.28%-544.7pp |
| Employer contribution / active EE | $4,350 | $4,216+3.2% | $3,870+12.4% | $4,663-6.7% |
| Participant deferral / active EE | $11,973 | $5,621+113.0% | $5,060+136.6% | $6,691+78.9% |
| Admin fee / account holder | $6,330 | $9,750-35.1% | $8,391-24.6% | $13,402-52.8% |