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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,696 | $111,814+128.7% | $103,374+147.3% | $145,959+75.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 6.62% | 24.77%-18.1pp | 24.89%-18.3pp | 561.95%-555.3pp |
| Employer contribution / active EE | $4,350 | $4,214+3.2% | $3,869+12.4% | $4,661-6.7% |
| Participant deferral / active EE | $11,973 | $5,618+113.1% | $5,058+136.7% | $6,689+79.0% |
| Admin fee / account holder | $6,330 | $9,754-35.1% | $8,394-24.6% | $13,398-52.8% |