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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,286 | $97,729+53.8% | $83,830+79.3% | $135,379+11.0% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -10.21% | 1287.52%-1297.7pp | 850.97%-861.2pp | 519.79%-530.0pp |
| Employer contribution / active EE | $3,522 | $4,222-16.6% | $3,631-3.0% | $4,779-26.3% |
| Participant deferral / active EE | $4,412 | $4,683-5.8% | $4,082+8.1% | $5,609-21.3% |
| Admin fee / account holder | $2,279 | $6,674-65.9% | $5,479-58.4% | $10,828-79.0% |