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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,168 | $75,832-10.1% | $147,617-53.8% | $59,633+14.3% |
| Participation rate | 51.5% | 71.6%-20.1pp | 84.6%-33.2pp | 68.7%-17.2pp |
| Annual return | 0.45% | 0.37%+0.1pp | 61.98%-61.5pp | 2041.45%-2041.0pp |
| Employer contribution / active EE | $2,735 | $3,485-21.5% | $5,564-50.8% | $2,203+24.2% |
| Participant deferral / active EE | $7,587 | $3,131+142.4% | $4,895+55.0% | $3,192+137.7% |
| Admin fee / account holder | $2,852 | $5,986-52.4% | $11,612-75.4% | $4,297-33.6% |