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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,586 | $75,962+16.6% | $154,108-42.5% | $64,173+38.0% |
| Participation rate | 95.2% | 70.4%+24.8pp | 83.0%+12.2pp | 69.6%+25.7pp |
| Annual return | -8.57% | 30.32%-38.9pp | 735.21%-743.8pp | 7.63%-16.2pp |
| Employer contribution / active EE | $5,542 | $3,350+65.4% | $5,298+4.6% | $2,381+132.8% |
| Participant deferral / active EE | $12,116 | $3,175+281.7% | $5,081+138.5% | $3,470+249.2% |
| Admin fee / account holder | $3,086 | $5,589-44.8% | $13,411-77.0% | $4,887-36.9% |