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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CAMBRIDGE INVESTMENT RESEARCH, Service code 15 1776 PLEASENT PLAIN ROAD · FAIRFIELD, IA 52556 | Recordkeeping | $27,348 |
PAYCHEX, INC.1 year Service code 15 · EIN 16-1124166 911 PANORAMA TRAIL S · ROCHESTER, NY 14625 | Recordkeeping | $18,754 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,100 | $61,172+60.4% | $185,851-47.2% | $79,389+23.6% |
| Participation rate | 91.8% | 66.6%+25.2pp | 81.7%+10.1pp | 70.7%+21.1pp |
| Annual return | 16.88% | 19.45%-2.6pp | 122.11%-105.2pp | 116.89%-100.0pp |
| Employer contribution / active EE | $3,404 | $2,321+46.7% | $5,168-34.1% | $2,428+40.2% |
| Participant deferral / active EE | $8,360 | $2,788+199.8% | $5,569+50.1% | $4,046+106.6% |
| Admin fee / account holder | $409 | $710-42.4% | $16,245-97.5% | $626-34.7% |