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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,354 | $150,447-60.5% | $136,298-56.5% | $147,586-59.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 20.18% | 1049.15%-1029.0pp | 5156.27%-5136.1pp | 578.59%-558.4pp |
| Employer contribution / active EE | $4,949 | $5,256-5.8% | $4,696+5.4% | $4,876+1.5% |
| Participant deferral / active EE | $11,656 | $6,631+75.8% | $6,247+86.6% | $5,439+114.3% |
| Admin fee / account holder | $1,100 | $10,906-89.9% | $9,244-88.1% | $10,886-89.9% |