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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,052 | $157,304-44.0% | $141,197-37.6% | $152,909-42.4% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 27.28% | 64.34%-37.1pp | 71.41%-44.1pp | 345.46%-318.2pp |
| Employer contribution / active EE | $4,817 | $5,263-8.5% | $4,736+1.7% | $4,764+1.1% |
| Participant deferral / active EE | $11,682 | $7,111+64.3% | $6,710+74.1% | $5,851+99.6% |
| Admin fee / account holder | $8,342 | $12,126-31.2% | $10,265-18.7% | $11,601-28.1% |