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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,204 | $165,399-34.6% | $149,745-27.7% | $158,982-31.9% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.7pp |
| Annual return | 17.86% | 348.34%-330.5pp | 276.72%-258.9pp | 302.99%-285.1pp |
| Employer contribution / active EE | $4,493 | $5,105-12.0% | $4,646-3.3% | $4,763-5.7% |
| Participant deferral / active EE | $9,833 | $7,183+36.9% | $6,843+43.7% | $5,983+64.3% |
| Admin fee / account holder | $416 | $10,811-96.2% | $9,312-95.5% | $11,252-96.3% |